[credit-repair] Good news and revolving credit score question
Hi,
Existing creditors can pull account reviews.
New creditors can report new accounts and then pull account reviews
Collection agencies can report new collection accounts but they cannot use the old trick of pulling hard to maximize the damage to your credit. For some reason that I didn’t figure out yet many collection agencies appear to be hesitant to report new collections with a security freeze in place
When you freeze the report automatically you op-out of everything with that CRA, no more lists, no more pre-screening, no more credit offers in the mail.
Also law enforcement and government can still pull.
Carl.-
